Best Insurance for Trekking in Nepal

Nepal is among the most popular destinations globally for Himalayan Adventure Trekking, Peak Climbing, and Mountain expeditions. Most of those areas are in the remote mountainous part of Nepal in the Himalayas. Being a great travel destination, Every year, thousands of travelers and trekkers are attracted to travel to Nepal and trek in the Himalayas. However, a significant question comes to the surface before you plan the adventure.

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Trekking Trail Nepal Pvt Ltd does not sell or organize any insurance program for our guests, except for local staff. Yet personal travel insurance is a must-have when traveling to Nepal and doing High-altitude trekking, peak climbing, expeditions, and other thrilling Himalayan adventures such as Paragliding, River Rafting, Bungee jumping, and Canyoning. Yet Travel Insurance is strongly recommended for strenuous and high-altitude adventure and trekking in Nepal, like Everest Base Camp Trek, Short ABC Trek, Annapurna Circuit Trekking, Everest Three Pass Trekking, etc.

The best insurance for Everest, Annapurna, Manaslu, and Nepal Trekking is Nepal Trekking Insurance based on certified time, hassel-free processing, and a special support team for Nepal in Kathmandu for your Himalayan trekking, including Annapurna, Manaslu, Everest, and Dhauligiri. Even the Nepal Trekking Insurance is cheap and reliable and can be customized according to your plan for your Nepal Trekking, Tours, Rafting, and Travel. 

Please Note:

• This insurance only offers up to the height of 5500 m, and we need your passport copy to issue your policy.
• All services in Nepal need to be arranged by the local assistance partner exclusively, and any services arranged without pre-notification and express cost approval by the insurer will not be covered. Emergency Hotline for Nepal: +9779802053662 / +9779803462108.
• Policy Excess USD 500 Nearest Medical Facility in case you use helicopter for evacuation and medical excess USD 100 Mandatory NRMA activation. Insurance policy price is different on the basis of age. The below price mention is for the age range of 1 day to 69 years; above that, a different price will be applied, and even the NRMA fees are different.

You can get Nepal Trekking insurance at the following rate

1. 7 Days: USD 95  Learn More
2. 15 Days: USD 105 Learn More
3. 21 Days: USD 120 Learn More
4. 32 Days: USD 135 Learn More
5. 45 Days: USD 145  Learn More
6. 62 Days: USD 155 Learn More
7. 92 Days: USD 180 Learn More

This is the best trekking insurance for trekking in Nepal and the Himalayas because of its affordability and local support team in Kathmandu.

Best Insurance for Nepal Trekking 2024: Everest Trekking, Manaslu Trekking, and Adventure Tours

Travel Insurance is not mandatory to join our Trekking Trail in Nepal. But you should insure for total expenses that may arise from the trekking for your safety. Your travel insurance plan must cover all medical/travel issues as well as unforeseen accidents that may occur on the trekking trail. In such a case, you may take the facility like an air ambulance, helicopter rescue, Clinical attention, and so on. You can give us your insurance details at the meeting for all official procedures with our Trekking Trail Nepal Representative, Probably on arrival day or a day before our trekking starts.

• Travel insurance is compulsory for travel and trekking, climbing, or expeditions in Nepal.
• What should be covered on the travel insurance plan?

In short, the best answer to these above questions is YES! YOU NEED TRAVEL INSURANCE for adventure travel trekking in Nepal. Although not compulsory for accessible holiday tours.

Personal travel insurance is a must when traveling to Nepal and trekking, Peak climbing any other adventure activities in Nepal, so you need to have travel insurance. However, there are many plans of travel insurance policies available in the international markets. Unfortunately, they all come with unmatchable prices and reliability, so you need to be very clear about what is covered and not covered in the insurance plan you buy. Here is some idea about what your travel insurance policy should cover.

HIGH ALTITUDE SICKNESS

Most trekking in Nepal, including Everest Base Camp Trek, Everest Three Passes Trekking, Annapurna Circuit Trekking, or any Peak Climbing and Expedition, involves high altitudes, creating an increased risk of altitude sickness. While you are on those treks, you need to ask your insurance company to provide a policy covering high-altitude Altitude Sickness. You should know where you are trekking or climbing. And how high the trekking trail The Insurance policy should cover the evacuation by Helicopter in the case of an emergency.

ACCIDENTS

Accidents do not come with a warning. Not a single traveler wants to get into accidents while they are on adventure holidays. However, it happens even if we do not wish to. There is always a risk of accidents in Himalayan trekking and adventure so, the policy should cover all these possible accidents and when an emergency evacuation is needed.

SICKNESS

Traveling in places like Nepal always has an illness probability as your body is usually not adapted to the food or hygiene levels. Hence, you need to ensure that your insurance policy covers the case of hazardous health and illness. At the same time, you trekked and needed to evacuate for further treatment.

STOLEN, LOST, DAMAGED, OR DELAYED OF BAGGAGE

It is familiar to all travelers sometimes. The arrival of your baggage may be delayed or Damaged, and you will not find it on your arrival at airports. They can be lost, occasionally, and even stolen somewhere, so; your travel insurance should cover these losses of your luggage and baggage.

GENERAL ISSUE

There are delays or even cancellations for several days on Nepal domestic flights, mainly in the mountainous parts such as Lukla Airport. Lukla is the entry point of the Everest Base Camp Trek, similar to Jomsom for the Upper Mustang Trek. Western Nepal and other mountain flights due to unflyable weather so, your travel insurance policy must cover these expenses raised by delays, or even sometimes we need to take charter helicopter flights, and it is not cheap in Nepal. So the policy should cover all these costs if you are traveling to Nepal. It needs to cover all flight cancellations and the cause of some reason beyond our control. Such as natural disasters or any other unforeseen, and your travel policy should cover the trip cost that you would have paid already.

THE BEST INSURANCE FOR NEPAL TREKKING, including Everest, Manaslu, Annapurna, Dhaulagiri, Makalu, and more.

NOTE FOR INDIAN CITIZEN INSURANCE:

Suppose you want to buy any insurance with Indian Insurance for your Nepal Trekking or Adventure Holidays. Please Be aware!!! Insurance from Indian companies like COVER MORE, UNITED INDIA INSURANCE, and HERITAGE HEALTH INSURANCE have not been good in their claim history. The Nepalese evacuation company already sent us a circular that they will not be liable to work with this insurance as mentioned above while Trekking or Climbing in Nepal.

Here is our recommended insurance for Indian nationalities.

• Nepal Trekking Insurance
• ISA Insurance.
• Bharati AXA Travel Insurance,
• ICICI Lombard
• HDFC Ergo Travel Insurance
• Reliance Travel Insurance
• Bajaj Allianz Travel insurance

In conclusion, the best answer to the above question is YES! YOU NEED TRAVEL INSURANCE for adventure travel to Nepal. Although not compulsory for accessible holiday tours.

If you have not yet arranged any Insurance, here we have some recommended Travel Insurance Companies:

Travelex Insurance Services, www.travelexinsurance.com, Highly Recommended for Kilimanjaro Trek and Climb and K2 Base Camp Trekking.

Best Insurance for Trekking and Travel Worldwide Up to 5500 m.

• https://www.nepaltrekkinginsurance.com

Best Insurance for Canada and America

• https://www.travelguard.com
• https://www.worldnomads.com
• https://www.mondial-assistance.ca
• https://www.travelex-insurance.com
• https://www.travelite.com

Best Insurance for New Zealand, Australia, Malaysia, and Thailand Nationalites

• https://www.nepaltrekkinginsurance.com/policies/trek-insurance
• https://www.covermore.com.au
• https://www.allianz.com.au
• https://www.worldnomads.com.au

Best Insurance Policy for the United Kingdom Nationalities

• https://www.travel-guard.co.uk
• https://www.worldnomads.co.uk
• https://www.direct-travel.co.uk
• https://www.essentialtravel.co.uk

Best Insurance for European Travelers

• https://www.adac.de
• https://www.europ-assistance.com/en